Adding credits
Add a payment method, top up your balance, set up auto top-up, respond to low-balance prompts, and review your transactions.
Adding credits
When your balance runs low, adding credits should be quick and unambiguous. Parallect offers standard top-up amounts so you can get back to research without a finance project.
Adding a payment method
You'll add a card or other supported method through a secure payment flow inside the product. Confirm your payment method and billing details as required, and you're set for one-off top-ups and auto top-up (below).
Topping up credits ($10--$100)
Top-ups are designed to be small and frequent enough for individuals, and large enough to matter:
- Choose from preset amounts: $10, $25, $50, or $100 per top-up.
Pick an amount that matches how heavily you're using Parallect this week -- there's no need to pre-fund more than you're comfortable holding as prepaid balance.
Auto top-up
If you'd rather not think about balance at all, enable Auto Top-Up in Settings > Billing. Once a payment method is on file, you can configure:
- Threshold -- The balance level that triggers a top-up. Choose from $3, $5, $10, or $25.
- Amount -- How much to add each time the threshold is hit. Choose from $10, $25, $50, or $100.
When your balance drops below the threshold, Parallect automatically charges your saved payment method for the chosen amount -- so research never stalls because you forgot to top up.
Auto top-up requires a saved payment method. You can turn it on or off at any time from the billing settings page.
Credit top-up dialog on the threads page
When your balance is low, Parallect surfaces a credit top-up dialog in context -- often when you're on the threads page or about to start work that could exceed what's left. The goal is to interrupt before failure: you see the warning, add credits, and continue without a half-finished job.
If you dismiss a low-balance prompt and your balance can't cover the next run, the job may be blocked or stopped until you top up.
Transaction history
Your account includes transaction history for top-ups and related billing events: dates, amounts, and statuses so you can reconcile what you added vs. what research consumed (consumption detail lives in Usage tracking).
Next: see where spend goes with Usage tracking -- balance, monthly spend, provider breakdown, and job history.